How can you avoid certain ATM fees?

Using ATMs within your bank's network helps you avoid certain ATM fees because many banks charge their customers when they use ATMs that are outside of their network. When you stick to your bank’s network, you are typically able to make withdrawals without incurring additional charges. Banks often have agreements with specific ATM operators, allowing customers to use those machines for free or at a lower cost. In contrast, using ATMs that belong to other banks or independent operators can result in fees that can add up, especially if you frequently use those machines.

The other options do not provide a reliable method for avoiding these fees. For instance, withdrawing less than a certain amount does not ensure fee-free transactions, and selecting higher withdrawal amounts may even invite more fees if the ATM charges per transaction. Lastly, using ATMs in any location invariably includes the risk of incurring charges, especially if those locations are not affiliated with your bank.